Call reports 2024
MAIN STREET BANK CORP. — 2024
What MAIN STREET BANK CORP. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 |
|---|---|
| Total assets | 602,778,000 |
| Total loans | 435,801,000 |
| Allowance for loan losses | 6,233,000 |
| Securities available for sale | 53,552,000 |
| Securities held to maturity | 75,939,000 |
| Trading assets | 0 |
| Total deposits | 476,346,000 |
| Interest-bearing deposits | 355,698,000 |
| Noninterest-bearing deposits | 120,648,000 |
| Equity capital | 58,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 |
|---|---|
| Interest income | 7,552,000 |
| Interest expense | 2,567,000 |
| Net interest income | 4,985,000 |
| Noninterest income | 283,000 |
| Noninterest expense | 3,230,000 |
| Provision for loan losses | 100,000 |
| Pretax income | 1,938,000 |
| Income tax | 481,000 |
| Net income | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 |
|---|---|
| Tier 1 capital | 62,429,000 |