Call reports 2022
MAIN STREET BANK CORP. — 2022
What MAIN STREET BANK CORP. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 594,373,000 | 589,808,000 | 604,568,000 | 604,276,000 |
| Total loans | 401,789,000 | 401,698,000 | 403,482,000 | 408,507,000 |
| Allowance for loan losses | 6,250,000 | 6,430,000 | 6,313,000 | 6,490,000 |
| Securities available for sale | 55,175,000 | 53,513,000 | 51,547,000 | 51,809,000 |
| Securities held to maturity | 70,017,000 | 84,348,000 | 90,215,000 | 89,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,229,000 | 513,719,000 | 519,935,000 | 521,288,000 |
| Interest-bearing deposits | 388,924,000 | 387,941,000 | 390,517,000 | 385,349,000 |
| Noninterest-bearing deposits | 128,305,000 | 125,778,000 | 129,418,000 | 135,939,000 |
| Equity capital | 51,441,000 | 50,382,000 | 50,086,000 | 51,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,060,000 | 10,162,000 | 15,756,000 | 21,894,000 |
| Interest expense | 653,000 | 1,278,000 | 1,915,000 | 2,602,000 |
| Net interest income | 4,407,000 | 8,884,000 | 13,841,000 | 19,292,000 |
| Noninterest income | 143,000 | 282,000 | 435,000 | 876,000 |
| Noninterest expense | 2,772,000 | 5,642,000 | 8,602,000 | 11,882,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,000,000 |
| Pretax income | 1,609,000 | 3,205,000 | 5,205,000 | 7,267,000 |
| Income tax | 377,000 | 740,000 | 1,199,000 | 1,502,000 |
| Net income | 1,232,000 | 2,465,000 | 4,006,000 | 5,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,509,000 | 54,699,000 | 55,893,000 | 57,104,000 |