Call reports 2021
MAIN STREET BANK CORP. — 2021
What MAIN STREET BANK CORP. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 533,326,000 | 554,350,000 | 565,188,000 | 606,866,000 |
| Total loans | 395,416,000 | 404,273,000 | 398,687,000 | 403,395,000 |
| Allowance for loan losses | 6,133,000 | 6,245,000 | 6,471,000 | 6,232,000 |
| Securities available for sale | 17,800,000 | 52,320,000 | 59,075,000 | 58,100,000 |
| Securities held to maturity | 41,022,000 | 40,437,000 | 43,610,000 | 52,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,759,000 | 477,578,000 | 486,289,000 | 522,702,000 |
| Interest-bearing deposits | 347,134,000 | 368,086,000 | 375,656,000 | 388,116,000 |
| Noninterest-bearing deposits | 107,625,000 | 109,492,000 | 110,633,000 | 134,586,000 |
| Equity capital | 49,919,000 | 49,880,000 | 51,494,000 | 52,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,056,000 | 10,173,000 | 15,724,000 | 21,025,000 |
| Interest expense | 805,000 | 1,573,000 | 2,326,000 | 3,059,000 |
| Net interest income | 4,251,000 | 8,600,000 | 13,398,000 | 17,966,000 |
| Noninterest income | 129,000 | 235,000 | 343,000 | 489,000 |
| Noninterest expense | 2,629,000 | 5,242,000 | 7,990,000 | 10,602,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,607,000 | 3,293,000 | 5,301,000 | 7,247,000 |
| Income tax | 387,000 | 787,000 | 1,267,000 | 1,740,000 |
| Net income | 1,220,000 | 2,506,000 | 4,034,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,380,000 | 50,276,000 | 51,804,000 | 53,277,000 |