Call reports 2018
MAIN STREET BANK CORP. — 2018
What MAIN STREET BANK CORP. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 442,543,000 | 445,177,000 | 450,494,000 | 453,411,000 |
| Total loans | 374,092,000 | 374,364,000 | 378,617,000 | 381,228,000 |
| Allowance for loan losses | 4,999,000 | 5,358,000 | 5,507,000 | 5,400,000 |
| Securities available for sale | 245,000 | 234,000 | 211,000 | 201,000 |
| Securities held to maturity | 34,995,000 | 34,993,000 | 34,992,000 | 34,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,606,000 | 372,177,000 | 369,932,000 | 375,232,000 |
| Interest-bearing deposits | 302,298,000 | 303,221,000 | 303,783,000 | 306,707,000 |
| Noninterest-bearing deposits | 67,308,000 | 68,956,000 | 66,149,000 | 68,525,000 |
| Equity capital | 38,990,000 | 39,417,000 | 40,829,000 | 42,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,061,000 | 10,342,000 | 15,715,000 | 21,118,000 |
| Interest expense | 736,000 | 1,525,000 | 2,357,000 | 3,269,000 |
| Net interest income | 4,325,000 | 8,817,000 | 13,358,000 | 17,849,000 |
| Noninterest income | 143,000 | 223,000 | 204,000 | 263,000 |
| Noninterest expense | 2,283,000 | 4,676,000 | 7,069,000 | 9,673,000 |
| Provision for loan losses | 400,000 | 775,000 | 1,025,000 | 1,240,000 |
| Pretax income | 1,785,000 | 3,589,000 | 5,468,000 | 7,199,000 |
| Income tax | 404,000 | 830,000 | 1,295,000 | 1,733,000 |
| Net income | 1,381,000 | 2,759,000 | 4,173,000 | 5,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,983,000 | 39,411,000 | 40,825,000 | 42,118,000 |
| Total capital | 43,285,000 | 43,452,000 | 44,877,000 | 46,260,000 |
| Risk-weighted assets | 343,500,000 | 322,018,000 | 322,771,000 | 330,162,000 |