Call reports 2017
MAIN STREET BANK CORP. — 2017
What MAIN STREET BANK CORP. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 419,679,000 | 419,596,000 | 423,305,000 | 441,799,000 |
| Total loans | 352,979,000 | 357,446,000 | 358,263,000 | 367,480,000 |
| Allowance for loan losses | 4,472,000 | 4,492,000 | 4,380,000 | 4,606,000 |
| Securities available for sale | 310,000 | 278,000 | 267,000 | 257,000 |
| Securities held to maturity | 35,010,000 | 35,008,000 | 35,004,000 | 34,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,853,000 | 349,899,000 | 352,039,000 | 370,402,000 |
| Interest-bearing deposits | 286,770,000 | 286,750,000 | 286,289,000 | 296,065,000 |
| Noninterest-bearing deposits | 63,083,000 | 63,149,000 | 65,750,000 | 74,337,000 |
| Equity capital | 35,763,000 | 35,799,000 | 37,056,000 | 37,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,564,000 | 9,265,000 | 14,101,000 | 19,019,000 |
| Interest expense | 699,000 | 1,422,000 | 2,163,000 | 2,913,000 |
| Net interest income | 3,865,000 | 7,843,000 | 11,938,000 | 16,106,000 |
| Noninterest income | 113,000 | 226,000 | 381,000 | 496,000 |
| Noninterest expense | 1,927,000 | 4,014,000 | 6,081,000 | 8,065,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,325,000 |
| Pretax income | 1,826,000 | 3,605,000 | 5,563,000 | 7,212,000 |
| Income tax | 635,000 | 1,285,000 | 1,985,000 | 3,081,000 |
| Net income | 1,191,000 | 2,320,000 | 3,578,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,755,000 | 35,799,000 | 37,056,000 | 37,611,000 |
| Total capital | 39,534,000 | 39,607,000 | 41,049,000 | 41,683,000 |
| Risk-weighted assets | 301,590,000 | 303,993,000 | 319,022,000 | 325,220,000 |