Call reports 2005
MAIN STREET BANK CORP. — 2005
What MAIN STREET BANK CORP. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 122,077,000 | 133,838,000 | 140,461,000 | 150,798,000 |
| Total loans | 100,749,000 | 108,432,000 | 113,827,000 | 119,072,000 |
| Allowance for loan losses | 1,353,000 | 1,404,000 | 1,504,000 | 1,575,000 |
| Securities available for sale | 6,770,000 | 7,708,000 | 6,829,000 | 6,375,000 |
| Securities held to maturity | 9,904,000 | 9,989,000 | 13,511,000 | 14,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,990,000 | 90,484,000 | 94,188,000 | 101,559,000 |
| Interest-bearing deposits | 75,817,000 | 78,072,000 | 82,357,000 | 87,146,000 |
| Noninterest-bearing deposits | 9,173,000 | 12,412,000 | 11,831,000 | 14,413,000 |
| Equity capital | 9,122,000 | 12,430,000 | 12,532,000 | 12,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,510,000 | 5,477,000 | 7,626,000 |
| Interest expense | 609,000 | 1,285,000 | 2,056,000 | 2,979,000 |
| Net interest income | 1,078,000 | 2,225,000 | 3,421,000 | 4,647,000 |
| Noninterest income | 29,000 | 58,000 | 95,000 | 134,000 |
| Noninterest expense | 610,000 | 1,282,000 | 2,162,000 | 3,160,000 |
| Provision for loan losses | 50,000 | 100,000 | 205,000 | 350,000 |
| Pretax income | 447,000 | 901,000 | 1,149,000 | 1,271,000 |
| Income tax | 157,000 | 304,000 | 393,000 | 389,000 |
| Net income | 290,000 | 597,000 | 756,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,131,000 | 12,417,000 | 12,533,000 | 12,612,000 |
| Total capital | 10,233,000 | 13,608,000 | 13,765,000 | 14,023,000 |
| Risk-weighted assets | 87,936,000 | 95,083,000 | 98,308,000 | 112,734,000 |
Machine access — free, no API key
Every figure shown here about MAIN STREET BANK CORP. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.