Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 481,745,000 | 485,897,000 | 495,077,000 | 493,898,000 |
| Total loans | 310,503,000 | 310,020,000 | 321,787,000 | 324,628,000 |
| Allowance for loan losses | 2,345,000 | 2,541,000 | 2,627,000 | 2,724,000 |
| Securities available for sale | 136,523,000 | 137,655,000 | 137,353,000 | 126,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,779,000 | 420,677,000 | 414,522,000 | 430,830,000 |
| Interest-bearing deposits | 360,935,000 | 354,360,000 | 351,842,000 | 376,678,000 |
| Noninterest-bearing deposits | 69,844,000 | 66,317,000 | 62,680,000 | 54,152,000 |
| Equity capital | 36,735,000 | 37,686,000 | 42,152,000 | 42,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,582,000 | 11,332,000 | 17,239,000 | 23,294,000 |
| Interest expense | 2,718,000 | 5,368,000 | 8,163,000 | 10,963,000 |
| Net interest income | 2,864,000 | 5,964,000 | 9,076,000 | 12,331,000 |
| Noninterest income | 497,000 | 1,188,000 | 2,039,000 | 2,981,000 |
| Noninterest expense | 2,440,000 | 4,723,000 | 7,313,000 | 10,237,000 |
| Provision for loan losses | 0 | 200,000 | 300,000 | 400,000 |
| Pretax income | 921,000 | 2,229,000 | 3,505,000 | 4,707,000 |
| Income tax | 32,000 | 78,000 | 123,000 | 148,000 |
| Net income | 889,000 | 2,151,000 | 3,382,000 | 4,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,184,000 | 39,212,000 | 40,260,000 | 40,153,000 |
| Total capital | 40,551,000 | 41,774,000 | 42,908,000 | 42,898,000 |
| Risk-weighted assets | 348,747,000 | 355,117,000 | 368,772,000 | 369,629,000 |