Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 453,056,000 | 450,153,000 | 469,689,000 | 474,065,000 |
| Total loans | 299,525,000 | 295,372,000 | 299,596,000 | 306,261,000 |
| Allowance for loan losses | 3,154,000 | 3,152,000 | 2,337,000 | 2,334,000 |
| Securities available for sale | 119,444,000 | 119,543,000 | 133,406,000 | 132,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,313,000 | 401,093,000 | 411,875,000 | 427,602,000 |
| Interest-bearing deposits | 337,814,000 | 338,120,000 | 346,489,000 | 360,166,000 |
| Noninterest-bearing deposits | 64,499,000 | 62,973,000 | 65,386,000 | 67,436,000 |
| Equity capital | 34,497,000 | 32,682,000 | 37,017,000 | 34,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,184,000 | 10,379,000 | 15,866,000 | 21,437,000 |
| Interest expense | 2,759,000 | 5,578,000 | 8,645,000 | 11,628,000 |
| Net interest income | 2,425,000 | 4,801,000 | 7,221,000 | 9,809,000 |
| Noninterest income | 580,000 | 1,036,000 | 1,545,000 | 2,114,000 |
| Noninterest expense | 2,573,000 | 5,128,000 | 8,092,000 | 10,724,000 |
| Provision for loan losses | 0 | 0 | -800,000 | -800,000 |
| Pretax income | 432,000 | 710,000 | 1,473,000 | 1,998,000 |
| Income tax | 19,000 | 31,000 | 65,000 | 88,000 |
| Net income | 413,000 | 679,000 | 1,408,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,628,000 | 36,505,000 | 36,980,000 | 37,527,000 |
| Total capital | 39,804,000 | 39,678,000 | 39,338,000 | 39,882,000 |
| Risk-weighted assets | 352,142,000 | 343,128,000 | 352,049,000 | 350,227,000 |