Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 448,005,000 | 445,482,000 | 439,238,000 | 466,952,000 |
| Total loans | 276,871,000 | 288,034,000 | 290,894,000 | 310,946,000 |
| Allowance for loan losses | 3,150,000 | 3,162,000 | 3,143,000 | 3,156,000 |
| Securities available for sale | 133,556,000 | 123,838,000 | 113,387,000 | 120,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,148,000 | 378,693,000 | 392,629,000 | 394,613,000 |
| Interest-bearing deposits | 301,328,000 | 301,849,000 | 321,074,000 | 322,146,000 |
| Noninterest-bearing deposits | 76,820,000 | 76,844,000 | 71,555,000 | 72,467,000 |
| Equity capital | 35,609,000 | 33,334,000 | 28,100,000 | 35,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,639,000 | 9,473,000 | 14,418,000 | 19,616,000 |
| Interest expense | 1,553,000 | 3,610,000 | 5,999,000 | 8,593,000 |
| Net interest income | 3,086,000 | 5,863,000 | 8,419,000 | 11,023,000 |
| Noninterest income | 415,000 | 1,097,000 | 1,642,000 | 2,104,000 |
| Noninterest expense | 2,578,000 | 5,248,000 | 7,908,000 | 10,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 923,000 | 1,648,000 | 1,934,000 | 2,429,000 |
| Income tax | 46,000 | 82,000 | 97,000 | 112,000 |
| Net income | 877,000 | 1,566,000 | 1,837,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,970,000 | 36,204,000 | 36,220,000 | 36,496,000 |
| Total capital | 39,154,000 | 39,391,000 | 39,384,000 | 39,674,000 |
| Risk-weighted assets | 341,947,000 | 351,481,000 | 352,727,000 | 372,340,000 |