Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 409,691,000 | 409,158,000 | 424,044,000 | 447,074,000 |
| Total loans | 232,340,000 | 241,725,000 | 260,589,000 | 277,510,000 |
| Allowance for loan losses | 3,193,000 | 3,157,000 | 3,156,000 | 3,185,000 |
| Securities available for sale | 142,809,000 | 129,804,000 | 129,085,000 | 131,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,029,000 | 356,292,000 | 365,134,000 | 380,617,000 |
| Interest-bearing deposits | 268,419,000 | 277,121,000 | 284,313,000 | 297,556,000 |
| Noninterest-bearing deposits | 74,610,000 | 79,171,000 | 80,821,000 | 83,061,000 |
| Equity capital | 38,051,000 | 30,378,000 | 26,248,000 | 31,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,648,000 | 10,575,000 | 14,953,000 |
| Interest expense | 277,000 | 576,000 | 1,060,000 | 2,099,000 |
| Net interest income | 2,928,000 | 6,072,000 | 9,515,000 | 12,854,000 |
| Noninterest income | 566,000 | 1,134,000 | 1,666,000 | 2,125,000 |
| Noninterest expense | 2,690,000 | 5,333,000 | 7,933,000 | 10,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 804,000 | 1,867,000 | 3,242,000 | 4,323,000 |
| Income tax | 40,000 | 93,000 | 162,000 | 216,000 |
| Net income | 764,000 | 1,774,000 | 3,080,000 | 4,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,290,000 | 33,371,000 | 34,350,000 | 35,448,000 |
| Total capital | 36,483,000 | 36,528,000 | 37,506,000 | 38,633,000 |
| Risk-weighted assets | 267,574,000 | 279,395,000 | 298,900,000 | 327,349,000 |