Call reports 2021
PEOPLES BANK — 2021
What PEOPLES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 390,273,000 | 401,015,000 | 402,273,000 | 415,716,000 |
| Total loans | 244,913,000 | 248,687,000 | 247,576,000 | 249,574,000 |
| Allowance for loan losses | 3,286,000 | 3,424,000 | 3,163,000 | 3,181,000 |
| Securities available for sale | 102,379,000 | 115,176,000 | 121,070,000 | 132,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,431,000 | 326,225,000 | 325,908,000 | 343,399,000 |
| Interest-bearing deposits | 245,595,000 | 261,984,000 | 257,151,000 | 269,669,000 |
| Noninterest-bearing deposits | 67,836,000 | 64,241,000 | 68,757,000 | 73,730,000 |
| Equity capital | 47,828,000 | 48,409,000 | 49,072,000 | 49,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 7,520,000 | 11,071,000 | 14,444,000 |
| Interest expense | 441,000 | 833,000 | 1,171,000 | 1,472,000 |
| Net interest income | 3,482,000 | 6,687,000 | 9,900,000 | 12,972,000 |
| Noninterest income | 689,000 | 1,342,000 | 1,958,000 | 2,603,000 |
| Noninterest expense | 2,739,000 | 5,448,000 | 8,002,000 | 10,604,000 |
| Provision for loan losses | 100,000 | 100,000 | 175,000 | 175,000 |
| Pretax income | 1,332,000 | 2,481,000 | 3,681,000 | 4,682,000 |
| Income tax | 67,000 | 124,000 | 184,000 | 225,000 |
| Net income | 1,265,000 | 2,357,000 | 3,497,000 | 4,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,335,000 | 31,552,000 | 32,319,000 | 32,955,000 |
| Total capital | — | — | 35,482,000 | 36,136,000 |
| Risk-weighted assets | — | — | 284,162,000 | 284,385,000 |