Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 341,433,000 | 362,488,000 | 362,567,000 | 373,670,000 |
| Total loans | 226,391,000 | 242,463,000 | 243,204,000 | 252,597,000 |
| Allowance for loan losses | 2,407,000 | 2,875,000 | 3,248,000 | 3,138,000 |
| Securities available for sale | 76,414,000 | 78,640,000 | 82,766,000 | 85,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,468,000 | 285,655,000 | 286,750,000 | 297,834,000 |
| Interest-bearing deposits | 214,304,000 | 231,778,000 | 230,125,000 | 232,360,000 |
| Noninterest-bearing deposits | 52,164,000 | 53,877,000 | 56,625,000 | 65,474,000 |
| Equity capital | 43,762,000 | 47,340,000 | 47,971,000 | 47,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,642,000 | 7,757,000 | 11,107,000 | 14,474,000 |
| Interest expense | 758,000 | 1,366,000 | 1,918,000 | 2,398,000 |
| Net interest income | 2,884,000 | 6,391,000 | 9,189,000 | 12,076,000 |
| Noninterest income | 645,000 | 1,698,000 | 2,603,000 | 3,921,000 |
| Noninterest expense | 2,461,000 | 5,336,000 | 8,003,000 | 10,852,000 |
| Provision for loan losses | 70,000 | 570,000 | 1,070,000 | 1,420,000 |
| Pretax income | 1,033,000 | 2,218,000 | 2,754,000 | 3,760,000 |
| Income tax | 52,000 | 111,000 | 138,000 | 184,000 |
| Net income | 981,000 | 2,107,000 | 2,616,000 | 3,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,971,000 | 29,223,000 | 29,858,000 | 29,944,000 |
| Total capital | 30,378,000 | — | — | — |
| Risk-weighted assets | 247,435,000 | — | — | — |