Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 335,245,000 | 328,801,000 | 335,077,000 | 341,175,000 |
| Total loans | 215,820,000 | 219,926,000 | 228,621,000 | 230,552,000 |
| Allowance for loan losses | 1,468,000 | 1,692,000 | 1,985,000 | 2,298,000 |
| Securities available for sale | 77,976,000 | 71,691,000 | 71,864,000 | 74,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,916,000 | 264,702,000 | 260,314,000 | 269,386,000 |
| Interest-bearing deposits | 209,822,000 | 214,725,000 | 216,963,000 | 214,340,000 |
| Noninterest-bearing deposits | 59,094,000 | 49,977,000 | 43,351,000 | 55,046,000 |
| Equity capital | 44,232,000 | 44,381,000 | 43,467,000 | 44,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,652,000 | 7,363,000 | 11,095,000 | 14,903,000 |
| Interest expense | 844,000 | 1,748,000 | 2,658,000 | 3,509,000 |
| Net interest income | 2,808,000 | 5,615,000 | 8,437,000 | 11,394,000 |
| Noninterest income | 391,000 | 866,000 | 1,940,000 | 2,818,000 |
| Noninterest expense | 2,585,000 | 5,306,000 | 8,036,000 | 10,792,000 |
| Provision for loan losses | 100,000 | 315,000 | 595,000 | 945,000 |
| Pretax income | 514,000 | 1,146,000 | 2,032,000 | 2,761,000 |
| Income tax | 73,000 | 163,000 | 269,000 | 85,000 |
| Net income | 441,000 | 983,000 | 1,763,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,722,000 | 28,364,000 | 27,242,000 | 27,364,000 |
| Total capital | 30,190,000 | 30,056,000 | 29,227,000 | 29,662,000 |
| Risk-weighted assets | 228,688,000 | 243,002,000 | 262,952,000 | 253,522,000 |