Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 339,249,000 | 345,140,000 | 337,633,000 | 332,872,000 |
| Total loans | 245,224,000 | 239,595,000 | 238,439,000 | 233,241,000 |
| Allowance for loan losses | 313,000 | 616,000 | 932,000 | 1,349,000 |
| Securities available for sale | 49,364,000 | 56,477,000 | 60,721,000 | 63,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,210,000 | 272,100,000 | 273,543,000 | 264,296,000 |
| Interest-bearing deposits | 223,002,000 | 224,331,000 | 229,849,000 | 221,140,000 |
| Noninterest-bearing deposits | 44,208,000 | 47,769,000 | 43,694,000 | 43,156,000 |
| Equity capital | 41,727,000 | 42,419,000 | 41,849,000 | 42,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,703,000 | 7,638,000 | 11,536,000 | 15,382,000 |
| Interest expense | 626,000 | 1,303,000 | 2,044,000 | 2,856,000 |
| Net interest income | 3,077,000 | 6,335,000 | 9,492,000 | 12,526,000 |
| Noninterest income | 436,000 | 920,000 | 1,434,000 | 1,903,000 |
| Noninterest expense | 2,389,000 | 4,910,000 | 7,288,000 | 9,768,000 |
| Provision for loan losses | 295,000 | 601,000 | 919,000 | 1,237,000 |
| Pretax income | 829,000 | 1,744,000 | 2,719,000 | 3,424,000 |
| Income tax | 170,000 | 355,000 | 556,000 | 584,000 |
| Net income | 659,000 | 1,389,000 | 2,163,000 | 2,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,691,000 | 27,531,000 | 27,404,000 | 28,180,000 |
| Total capital | 27,004,000 | 28,147,000 | 28,336,000 | 29,529,000 |
| Risk-weighted assets | 240,718,000 | 251,138,000 | 245,736,000 | 241,977,000 |