Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 317,413,000 | 319,824,000 | 330,474,000 | 343,399,000 |
| Total loans | 239,127,000 | 245,399,000 | 257,681,000 | 254,831,000 |
| Allowance for loan losses | 2,687,000 | 2,738,000 | 2,669,000 | 0 |
| Securities available for sale | 60,421,000 | 55,828,000 | 54,512,000 | 43,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,057,000 | 245,303,000 | 252,819,000 | 268,900,000 |
| Interest-bearing deposits | 210,839,000 | 201,293,000 | 209,985,000 | 221,707,000 |
| Noninterest-bearing deposits | 40,218,000 | 44,010,000 | 42,834,000 | 47,193,000 |
| Equity capital | 29,913,000 | 30,779,000 | 31,180,000 | 41,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 6,330,000 | 9,762,000 | 361,000 |
| Interest expense | 357,000 | 762,000 | 1,260,000 | 62,000 |
| Net interest income | 2,705,000 | 5,568,000 | 8,502,000 | 299,000 |
| Noninterest income | 478,000 | 1,046,000 | 1,513,000 | 70,000 |
| Noninterest expense | 2,205,000 | 4,412,000 | 6,633,000 | 256,000 |
| Provision for loan losses | 97,000 | 195,000 | 483,000 | 0 |
| Pretax income | 890,000 | 2,017,000 | 2,909,000 | 113,000 |
| Income tax | 271,000 | 631,000 | 906,000 | -158,000 |
| Net income | 619,000 | 1,386,000 | 2,003,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,667,000 | 29,275,000 | 29,714,000 | 26,058,000 |
| Total capital | 31,354,000 | 32,013,000 | 32,383,000 | 26,058,000 |
| Risk-weighted assets | 229,950,000 | 236,600,000 | 248,530,000 | 245,134,000 |