Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 301,208,000 | 302,676,000 | 315,638,000 | 320,779,000 |
| Total loans | 227,632,000 | 233,963,000 | 242,977,000 | 237,427,000 |
| Allowance for loan losses | 2,503,000 | 2,554,000 | 2,608,000 | 2,602,000 |
| Securities available for sale | 53,492,000 | 49,107,000 | 53,528,000 | 55,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,794,000 | 236,940,000 | 248,713,000 | 258,903,000 |
| Interest-bearing deposits | 200,929,000 | 193,214,000 | 206,451,000 | 213,302,000 |
| Noninterest-bearing deposits | 38,865,000 | 43,726,000 | 42,262,000 | 45,601,000 |
| Equity capital | 28,425,000 | 29,141,000 | 29,510,000 | 29,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 6,015,000 | 9,163,000 | 12,330,000 |
| Interest expense | 335,000 | 675,000 | 1,032,000 | 1,405,000 |
| Net interest income | 2,654,000 | 5,340,000 | 8,131,000 | 10,925,000 |
| Noninterest income | 528,000 | 1,079,000 | 1,671,000 | 2,189,000 |
| Noninterest expense | 2,127,000 | 4,332,000 | 6,611,000 | 8,737,000 |
| Provision for loan losses | 65,000 | 120,000 | 218,000 | 315,000 |
| Pretax income | 992,000 | 2,385,000 | 3,391,000 | 4,496,000 |
| Income tax | 309,000 | 767,000 | 1,081,000 | 1,432,000 |
| Net income | 683,000 | 1,618,000 | 2,310,000 | 3,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,360,000 | 27,146,000 | 27,640,000 | 28,246,000 |
| Total capital | 28,863,000 | 29,700,000 | 30,248,000 | 30,848,000 |
| Risk-weighted assets | 226,224,000 | 229,820,000 | 239,406,000 | 230,640,000 |