Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,698,000 | 283,991,000 | 293,446,000 | 300,516,000 |
| Total loans | 213,954,000 | 211,706,000 | 218,848,000 | 225,047,000 |
| Allowance for loan losses | 2,322,000 | 2,269,000 | 2,341,000 | 2,441,000 |
| Securities available for sale | 54,661,000 | 52,569,000 | 53,681,000 | 54,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,684,000 | 220,725,000 | 224,938,000 | 238,801,000 |
| Interest-bearing deposits | 194,300,000 | 184,983,000 | 189,798,000 | 198,840,000 |
| Noninterest-bearing deposits | 36,384,000 | 35,742,000 | 35,140,000 | 39,961,000 |
| Equity capital | 26,366,000 | 26,723,000 | 27,169,000 | 27,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,707,000 | 5,535,000 | 8,400,000 | 11,378,000 |
| Interest expense | 283,000 | 581,000 | 892,000 | 1,224,000 |
| Net interest income | 2,424,000 | 4,954,000 | 7,508,000 | 10,154,000 |
| Noninterest income | 404,000 | 939,000 | 1,452,000 | 1,943,000 |
| Noninterest expense | 2,026,000 | 4,056,000 | 6,062,000 | 8,150,000 |
| Provision for loan losses | 50,000 | 147,000 | 245,000 | 342,000 |
| Pretax income | 752,000 | 1,690,000 | 2,662,000 | 3,614,000 |
| Income tax | 222,000 | 513,000 | 816,000 | 1,110,000 |
| Net income | 530,000 | 1,177,000 | 1,846,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,292,000 | 24,939,000 | 25,214,000 | 25,874,000 |
| Total capital | 26,614,000 | 27,208,000 | 27,555,000 | 28,315,000 |
| Risk-weighted assets | 220,908,000 | 219,819,000 | 223,476,000 | 228,508,000 |