Call reports 2015
PARK FEDERAL SAVINGS BANK — 2015
What PARK FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,115,000 | 151,467,000 | 145,699,000 | 142,559,000 |
| Total loans | 87,211,000 | 85,786,000 | 81,496,000 | 77,464,000 |
| Allowance for loan losses | 3,161,000 | 3,098,000 | 3,082,000 | 2,582,000 |
| Securities available for sale | 23,473,000 | 22,364,000 | 21,526,000 | 20,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,992,000 | 116,961,000 | 113,348,000 | 112,639,000 |
| Interest-bearing deposits | 107,560,000 | 105,893,000 | 102,589,000 | 102,609,000 |
| Noninterest-bearing deposits | 11,432,000 | 11,068,000 | 10,759,000 | 10,030,000 |
| Equity capital | 4,770,000 | 4,150,000 | 3,685,000 | 3,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,748,000 | 4,047,000 | 5,338,000 |
| Interest expense | 420,000 | 823,000 | 1,213,000 | 1,597,000 |
| Net interest income | 979,000 | 1,925,000 | 2,834,000 | 3,741,000 |
| Noninterest income | 212,000 | 425,000 | 609,000 | 843,000 |
| Noninterest expense | 1,855,000 | 3,520,000 | 5,182,000 | 7,161,000 |
| Provision for loan losses | 0 | 0 | 0 | -427,000 |
| Pretax income | -664,000 | -1,170,000 | -1,739,000 | -2,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -664,000 | -1,170,000 | -1,739,000 | -2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,658,000 | 4,150,000 | 3,582,000 | 3,171,000 |
| Total capital | 5,687,000 | 5,168,000 | 4,557,000 | 4,108,000 |
| Risk-weighted assets | 80,245,000 | 79,331,000 | 75,940,000 | 73,344,000 |