Call reports 2014
PARK FEDERAL SAVINGS BANK — 2014
What PARK FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 173,456,000 | 169,334,000 | 163,670,000 | 156,240,000 |
| Total loans | 100,289,000 | 98,357,000 | 94,640,000 | 88,727,000 |
| Allowance for loan losses | 3,982,000 | 3,898,000 | 3,729,000 | 3,235,000 |
| Securities available for sale | 23,933,000 | 26,370,000 | 25,092,000 | 24,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,132,000 | 132,373,000 | 127,375,000 | 120,450,000 |
| Interest-bearing deposits | 123,352,000 | 121,129,000 | 116,642,000 | 110,086,000 |
| Noninterest-bearing deposits | 11,780,000 | 11,244,000 | 10,733,000 | 10,364,000 |
| Equity capital | 7,081,000 | 6,658,000 | 5,947,000 | 5,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,088,000 | 4,561,000 | 5,951,000 |
| Interest expense | 516,000 | 1,016,000 | 1,507,000 | 1,975,000 |
| Net interest income | 1,045,000 | 2,072,000 | 3,054,000 | 3,976,000 |
| Noninterest income | 281,000 | 519,000 | 736,000 | 975,000 |
| Noninterest expense | 1,726,000 | 3,599,000 | 5,401,000 | 7,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -400,000 | -971,000 | -1,270,000 | -1,975,000 |
| Income tax | 0 | 0 | 0 | 154,000 |
| Net income | -400,000 | -971,000 | -1,270,000 | -2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,048,000 | 6,479,000 | 6,179,000 | 5,322,000 |
| Total capital | 8,169,000 | 7,598,000 | 7,253,000 | 6,348,000 |
| Risk-weighted assets | 87,003,000 | 86,742,000 | 83,248,000 | 79,847,000 |