Call reports 2013
PARK FEDERAL SAVINGS BANK — 2013
What PARK FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 185,165,000 | 183,830,000 | 178,968,000 | 173,794,000 |
| Total loans | 113,160,000 | 109,635,000 | 103,923,000 | 100,638,000 |
| Allowance for loan losses | 4,196,000 | 4,213,000 | 4,159,000 | 4,041,000 |
| Securities available for sale | 17,571,000 | 17,943,000 | 19,743,000 | 24,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,817,000 | 137,843,000 | 136,189,000 | 133,490,000 |
| Interest-bearing deposits | 128,899,000 | 127,362,000 | 125,864,000 | 123,087,000 |
| Noninterest-bearing deposits | 9,918,000 | 10,481,000 | 10,325,000 | 10,403,000 |
| Equity capital | 8,750,000 | 8,379,000 | 7,860,000 | 7,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,421,000 | 5,044,000 | 6,625,000 |
| Interest expense | 597,000 | 1,189,000 | 1,771,000 | 2,314,000 |
| Net interest income | 1,130,000 | 2,232,000 | 3,273,000 | 4,311,000 |
| Noninterest income | 169,000 | 518,000 | 669,000 | 1,102,000 |
| Noninterest expense | 1,881,000 | 3,474,000 | 5,050,000 | 6,947,000 |
| Provision for loan losses | 452,000 | 452,000 | 452,000 | 452,000 |
| Pretax income | -1,034,000 | -1,061,000 | -1,445,000 | -1,871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,034,000 | -1,061,000 | -1,445,000 | -1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,278,000 | 8,253,000 | 7,871,000 | 7,447,000 |
| Total capital | 9,465,000 | 9,425,000 | 9,013,000 | 8,563,000 |
| Risk-weighted assets | 93,410,000 | 90,692,000 | 88,319,000 | 86,565,000 |