Call reports 2012
PARK FEDERAL SAVINGS BANK — 2012
What PARK FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,772,000 | 194,814,000 | 191,211,000 | 188,924,000 |
| Total loans | 126,039,000 | 125,008,000 | 122,192,000 | 116,322,000 |
| Allowance for loan losses | 3,089,000 | 3,716,000 | 3,985,000 | 3,996,000 |
| Securities available for sale | 15,776,000 | 18,575,000 | 17,527,000 | 17,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,913,000 | 144,230,000 | 141,188,000 | 139,719,000 |
| Interest-bearing deposits | 134,226,000 | 134,829,000 | 131,627,000 | 130,538,000 |
| Noninterest-bearing deposits | 10,687,000 | 9,401,000 | 9,561,000 | 9,181,000 |
| Equity capital | 12,670,000 | 11,356,000 | 10,872,000 | 9,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,925,000 | 5,825,000 | 7,591,000 |
| Interest expense | 670,000 | 1,322,000 | 1,971,000 | 2,598,000 |
| Net interest income | 1,288,000 | 2,603,000 | 3,854,000 | 4,993,000 |
| Noninterest income | 168,000 | 340,000 | 642,000 | 829,000 |
| Noninterest expense | 1,620,000 | 3,246,000 | 4,786,000 | 6,857,000 |
| Provision for loan losses | 835,000 | 2,082,000 | 2,687,000 | 3,134,000 |
| Pretax income | -999,000 | -2,385,000 | -2,953,000 | -4,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -999,000 | -2,385,000 | -2,953,000 | -4,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,443,000 | 11,061,000 | 10,497,000 | 9,309,000 |
| Total capital | 13,733,000 | 12,343,000 | 11,755,000 | 10,529,000 |
| Risk-weighted assets | 101,367,000 | 102,100,000 | 97,937,000 | 94,805,000 |