Call reports 2025
HOME BANK SB — 2025
What HOME BANK SB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 422,148,000 | 433,337,000 | 427,707,000 | 433,469,000 |
| Total loans | 245,238,000 | 256,700,000 | 256,106,000 | 258,111,000 |
| Allowance for loan losses | 2,827,000 | 2,857,000 | 2,870,000 | 2,868,000 |
| Securities available for sale | 120,915,000 | 117,799,000 | 119,154,000 | 109,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,302,000 | 364,886,000 | 355,276,000 | 360,851,000 |
| Interest-bearing deposits | 285,219,000 | 283,416,000 | 276,462,000 | 275,553,000 |
| Noninterest-bearing deposits | 77,083,000 | 81,470,000 | 78,814,000 | 85,298,000 |
| Equity capital | 33,318,000 | 32,196,000 | 35,811,000 | 38,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,466,000 | 9,180,000 | 14,061,000 | 18,904,000 |
| Interest expense | 1,491,000 | 2,978,000 | 4,462,000 | 5,795,000 |
| Net interest income | 2,975,000 | 6,202,000 | 9,599,000 | 13,109,000 |
| Noninterest income | 943,000 | 2,086,000 | 3,246,000 | 4,518,000 |
| Noninterest expense | 3,707,000 | 7,562,000 | 11,278,000 | 15,001,000 |
| Provision for loan losses | 27,000 | -12,000 | 26,000 | 41,000 |
| Pretax income | 184,000 | 732,000 | 1,535,000 | 2,523,000 |
| Income tax | -68,000 | -59,000 | 6,000 | 117,000 |
| Net income | 245,000 | 784,000 | 1,522,000 | 2,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,989,000 | 53,528,000 | 54,265,000 | 55,142,000 |