Call reports 2024
HOME BANK SB — 2024
What HOME BANK SB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 424,214,000 | 426,436,000 | 411,108,000 | 421,238,000 |
| Total loans | 219,084,000 | 225,892,000 | 230,678,000 | 239,936,000 |
| Allowance for loan losses | 2,771,000 | 2,817,000 | 2,811,000 | 2,816,000 |
| Securities available for sale | 128,024,000 | 126,207,000 | 128,387,000 | 122,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,148,000 | 360,570,000 | 356,020,000 | 361,527,000 |
| Interest-bearing deposits | 269,181,000 | 278,158,000 | 274,833,000 | 286,211,000 |
| Noninterest-bearing deposits | 84,967,000 | 82,412,000 | 81,187,000 | 75,316,000 |
| Equity capital | 31,432,000 | 31,936,000 | 35,398,000 | 32,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,287,000 | 8,692,000 | 13,115,000 | 17,487,000 |
| Interest expense | 1,433,000 | 2,742,000 | 4,126,000 | 5,562,000 |
| Net interest income | 2,854,000 | 5,950,000 | 8,989,000 | 11,925,000 |
| Noninterest income | 1,230,000 | 2,127,000 | 3,154,000 | 4,418,000 |
| Noninterest expense | 3,486,000 | 7,068,000 | 10,622,000 | 14,361,000 |
| Provision for loan losses | 27,000 | 56,000 | 99,000 | 123,000 |
| Pretax income | 167,000 | 549,000 | 1,018,000 | 1,455,000 |
| Income tax | -151,000 | -180,000 | -189,000 | -205,000 |
| Net income | 318,000 | 716,000 | 1,194,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,519,000 | 51,917,000 | 52,399,000 | 52,849,000 |