Call reports 2023
HOME BANK SB — 2023
What HOME BANK SB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 422,849,000 | 421,954,000 | 416,942,000 | 437,106,000 |
| Total loans | 201,940,000 | 205,661,000 | 212,584,000 | 220,680,000 |
| Allowance for loan losses | 2,472,000 | 2,656,000 | 2,715,000 | 2,774,000 |
| Securities available for sale | 170,256,000 | 157,991,000 | 150,421,000 | 157,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,828,000 | 349,784,000 | 346,412,000 | 349,863,000 |
| Interest-bearing deposits | 266,913,000 | 263,655,000 | 261,023,000 | 271,726,000 |
| Noninterest-bearing deposits | 85,915,000 | 86,129,000 | 85,389,000 | 78,137,000 |
| Equity capital | 30,959,000 | 29,681,000 | 25,535,000 | 32,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,579,000 | 7,340,000 | 11,298,000 | 15,460,000 |
| Interest expense | 529,000 | 1,254,000 | 2,164,000 | 3,422,000 |
| Net interest income | 3,050,000 | 6,086,000 | 9,134,000 | 12,038,000 |
| Noninterest income | 767,000 | 1,579,000 | 2,430,000 | 3,161,000 |
| Noninterest expense | 3,271,000 | 6,533,000 | 9,893,000 | 13,170,000 |
| Provision for loan losses | 14,000 | 49,000 | 162,000 | 233,000 |
| Pretax income | 532,000 | 1,022,000 | 1,448,000 | 1,735,000 |
| Income tax | -26,000 | -58,000 | -109,000 | -176,000 |
| Net income | 558,000 | 1,067,000 | 1,544,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,078,000 | 50,372,000 | 50,847,000 | 51,202,000 |