Call reports 2022
HOME BANK SB — 2022
What HOME BANK SB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 419,978,000 | 410,430,000 | 404,652,000 | 410,444,000 |
| Total loans | 178,994,000 | 183,103,000 | 188,837,000 | 197,740,000 |
| Allowance for loan losses | 2,499,000 | 2,505,000 | 2,498,000 | 2,478,000 |
| Securities available for sale | 185,444,000 | 177,645,000 | 166,459,000 | 168,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,772,000 | 346,336,000 | 345,466,000 | 349,133,000 |
| Interest-bearing deposits | 263,128,000 | 265,125,000 | 263,375,000 | 265,487,000 |
| Noninterest-bearing deposits | 86,644,000 | 81,211,000 | 82,091,000 | 83,646,000 |
| Equity capital | 39,082,000 | 30,314,000 | 23,432,000 | 27,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,825,000 | 5,882,000 | 9,146,000 | 12,610,000 |
| Interest expense | 254,000 | 494,000 | 754,000 | 1,071,000 |
| Net interest income | 2,571,000 | 5,388,000 | 8,392,000 | 11,539,000 |
| Noninterest income | 1,010,000 | 1,899,000 | 2,660,000 | 3,520,000 |
| Noninterest expense | 3,063,000 | 6,152,000 | 9,300,000 | 12,382,000 |
| Provision for loan losses | 15,000 | 39,000 | 69,000 | 88,000 |
| Pretax income | 503,000 | 1,096,000 | 1,683,000 | 2,589,000 |
| Income tax | -4,000 | 8,000 | 16,000 | 93,000 |
| Net income | 507,000 | 1,075,000 | 1,654,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,542,000 | 48,111,000 | 48,688,000 | 49,519,000 |
| Total capital | 50,041,000 | — | — | — |
| Risk-weighted assets | 221,677,000 | — | — | — |