Call reports 2021
HOME BANK SB — 2021
What HOME BANK SB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 386,659,000 | 399,267,000 | 403,749,000 | 415,823,000 |
| Total loans | 189,036,000 | 180,637,000 | 177,630,000 | 178,232,000 |
| Allowance for loan losses | 2,540,000 | 2,541,000 | 2,529,000 | 2,526,000 |
| Securities available for sale | 133,259,000 | 151,700,000 | 160,209,000 | 166,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,574,000 | 315,784,000 | 320,344,000 | 331,538,000 |
| Interest-bearing deposits | 230,617,000 | 240,803,000 | 242,826,000 | 253,106,000 |
| Noninterest-bearing deposits | 75,957,000 | 74,981,000 | 77,518,000 | 78,432,000 |
| Equity capital | 46,071,000 | 48,597,000 | 48,674,000 | 49,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,441,000 | 8,241,000 | 11,073,000 |
| Interest expense | 333,000 | 656,000 | 965,000 | 1,240,000 |
| Net interest income | 2,311,000 | 4,785,000 | 7,276,000 | 9,833,000 |
| Noninterest income | 1,711,000 | 3,274,000 | 5,102,000 | 6,565,000 |
| Noninterest expense | 3,100,000 | 6,250,000 | 9,439,000 | 12,469,000 |
| Provision for loan losses | 13,000 | 28,000 | 41,000 | 55,000 |
| Pretax income | 910,000 | 1,781,000 | 2,897,000 | 3,873,000 |
| Income tax | 79,000 | 126,000 | 142,000 | 247,000 |
| Net income | 831,000 | 1,642,000 | 2,742,000 | 3,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,255,000 | 44,959,000 | 46,060,000 | 47,035,000 |