Call reports 2020
HOME BANK SB — 2020
What HOME BANK SB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 334,166,000 | 360,076,000 | 364,411,000 | 368,772,000 |
| Total loans | 193,179,000 | 201,205,000 | 200,955,000 | 189,508,000 |
| Allowance for loan losses | 2,352,000 | 2,378,000 | 2,420,000 | 2,496,000 |
| Securities available for sale | 83,055,000 | 92,343,000 | 101,827,000 | 99,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,350,000 | 281,411,000 | 284,315,000 | 287,561,000 |
| Interest-bearing deposits | 205,060,000 | 215,697,000 | 216,832,000 | 221,010,000 |
| Noninterest-bearing deposits | 53,290,000 | 65,714,000 | 67,483,000 | 66,551,000 |
| Equity capital | 42,838,000 | 44,827,000 | 45,682,000 | 46,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,033,000 | 5,882,000 | 8,691,000 | 11,384,000 |
| Interest expense | 498,000 | 912,000 | 1,283,000 | 1,646,000 |
| Net interest income | 2,535,000 | 4,970,000 | 7,408,000 | 9,738,000 |
| Noninterest income | 1,130,000 | 3,120,000 | 5,109,000 | 7,164,000 |
| Noninterest expense | 3,066,000 | 6,312,000 | 9,552,000 | 12,943,000 |
| Provision for loan losses | 100,000 | 164,000 | 210,000 | 243,000 |
| Pretax income | 499,000 | 1,614,000 | 2,755,000 | 3,954,000 |
| Income tax | 22,000 | 159,000 | 312,000 | 454,000 |
| Net income | 477,000 | 1,442,000 | 2,430,000 | 3,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,414,000 | 41,378,000 | 42,365,000 | 43,423,000 |
| Total capital | 42,766,000 | 43,756,000 | — | — |
| Risk-weighted assets | 202,931,000 | 228,803,000 | — | — |