Call reports 2019
HOME BANK SB — 2019
What HOME BANK SB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 317,007,000 | 314,196,000 | 321,651,000 | 329,899,000 |
| Total loans | 185,732,000 | 187,279,000 | 196,344,000 | 191,662,000 |
| Allowance for loan losses | 2,346,000 | 2,317,000 | 2,304,000 | 2,182,000 |
| Securities available for sale | 78,171,000 | 85,943,000 | 83,518,000 | 78,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,594,000 | 255,939,000 | 257,288,000 | 254,921,000 |
| Interest-bearing deposits | 202,681,000 | 202,079,000 | 203,651,000 | 203,594,000 |
| Noninterest-bearing deposits | 52,913,000 | 53,860,000 | 53,637,000 | 51,327,000 |
| Equity capital | 38,837,000 | 40,475,000 | 41,589,000 | 41,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,034,000 | 9,132,000 | 12,139,000 |
| Interest expense | 403,000 | 877,000 | 1,376,000 | 1,911,000 |
| Net interest income | 2,557,000 | 5,157,000 | 7,756,000 | 10,228,000 |
| Noninterest income | 751,000 | 1,753,000 | 2,896,000 | 3,961,000 |
| Noninterest expense | 2,855,000 | 5,770,000 | 8,799,000 | 11,773,000 |
| Provision for loan losses | 9,000 | 8,000 | 38,000 | 93,000 |
| Pretax income | 498,000 | 1,186,000 | 1,869,000 | 2,377,000 |
| Income tax | 24,000 | 86,000 | 175,000 | 242,000 |
| Net income | 474,000 | 1,087,000 | 1,681,000 | 2,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,286,000 | 38,902,000 | 39,495,000 | 39,937,000 |
| Total capital | 40,632,000 | 41,219,000 | 41,799,000 | 42,119,000 |
| Risk-weighted assets | 197,948,000 | 199,979,000 | 204,901,000 | 204,347,000 |