Call reports 2018
HOME BANK SB — 2018
What HOME BANK SB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 284,941,000 | 292,143,000 | 287,116,000 | 299,804,000 |
| Total loans | 180,043,000 | 186,625,000 | 186,889,000 | 184,912,000 |
| Allowance for loan losses | 2,241,000 | 2,297,000 | 2,319,000 | 2,349,000 |
| Securities available for sale | 63,982,000 | 65,115,000 | 64,347,000 | 63,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,793,000 | 230,092,000 | 227,962,000 | 239,797,000 |
| Interest-bearing deposits | 172,386,000 | 179,636,000 | 176,595,000 | 189,158,000 |
| Noninterest-bearing deposits | 51,407,000 | 50,456,000 | 51,367,000 | 50,639,000 |
| Equity capital | 35,758,000 | 36,245,000 | 36,334,000 | 37,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,225,000 | 7,987,000 | 10,908,000 |
| Interest expense | 323,000 | 653,000 | 988,000 | 1,361,000 |
| Net interest income | 2,252,000 | 4,572,000 | 6,999,000 | 9,547,000 |
| Noninterest income | 868,000 | 2,078,000 | 3,023,000 | 3,934,000 |
| Noninterest expense | 2,791,000 | 5,673,000 | 8,524,000 | 11,363,000 |
| Provision for loan losses | 30,000 | 59,000 | 115,000 | 115,000 |
| Pretax income | 299,000 | 918,000 | 1,386,000 | 2,006,000 |
| Income tax | -19,000 | 16,000 | -1,000 | 26,000 |
| Net income | 318,000 | 889,000 | 1,374,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,164,000 | 36,734,000 | 37,221,000 | 37,812,000 |
| Total capital | 38,405,000 | 39,031,000 | 39,540,000 | 40,161,000 |
| Risk-weighted assets | 193,324,000 | 199,555,000 | 200,411,000 | 196,792,000 |