Call reports 2017
HOME BANK SB — 2017
What HOME BANK SB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 268,904,000 | 275,377,000 | 275,901,000 | 285,252,000 |
| Total loans | 169,833,000 | 174,266,000 | 173,589,000 | 179,123,000 |
| Allowance for loan losses | 2,220,000 | 2,201,000 | 2,204,000 | 2,240,000 |
| Securities available for sale | 58,063,000 | 61,498,000 | 64,238,000 | 66,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,359,000 | 213,107,000 | 213,997,000 | 218,575,000 |
| Interest-bearing deposits | 152,831,000 | 163,625,000 | 164,132,000 | 168,665,000 |
| Noninterest-bearing deposits | 51,528,000 | 49,482,000 | 49,865,000 | 49,910,000 |
| Equity capital | 34,342,000 | 35,296,000 | 35,777,000 | 36,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,617,000 | 7,077,000 | 9,597,000 |
| Interest expense | 234,000 | 477,000 | 749,000 | 1,038,000 |
| Net interest income | 2,030,000 | 4,140,000 | 6,328,000 | 8,559,000 |
| Noninterest income | 951,000 | 1,924,000 | 2,905,000 | 3,908,000 |
| Noninterest expense | 2,617,000 | 5,297,000 | 8,100,000 | 10,853,000 |
| Provision for loan losses | 21,000 | 37,000 | 51,000 | 136,000 |
| Pretax income | 351,000 | 738,000 | 1,090,000 | 1,486,000 |
| Income tax | -16,000 | -10,000 | -14,000 | -84,000 |
| Net income | 367,000 | 735,000 | 1,091,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,734,000 | 35,103,000 | 35,460,000 | 35,924,000 |
| Total capital | 36,954,000 | 37,304,000 | 37,664,000 | 38,164,000 |
| Risk-weighted assets | 179,760,000 | 184,602,000 | 190,268,000 | 192,016,000 |