Call reports 2016
HOME BANK SB — 2016
What HOME BANK SB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 251,875,000 | 253,203,000 | 252,105,000 | 254,344,000 |
| Total loans | 157,485,000 | 159,225,000 | 162,179,000 | 165,685,000 |
| Allowance for loan losses | 2,286,000 | 2,283,000 | 2,215,000 | 2,252,000 |
| Securities available for sale | 62,093,000 | 66,292,000 | 62,398,000 | 59,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,861,000 | 191,033,000 | 193,756,000 | 194,919,000 |
| Interest-bearing deposits | 142,496,000 | 145,068,000 | 145,320,000 | 147,077,000 |
| Noninterest-bearing deposits | 48,365,000 | 45,965,000 | 48,436,000 | 47,842,000 |
| Equity capital | 33,565,000 | 34,760,000 | 34,798,000 | 33,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,246,000 | 6,411,000 | 8,656,000 |
| Interest expense | 236,000 | 471,000 | 686,000 | 909,000 |
| Net interest income | 1,845,000 | 3,775,000 | 5,725,000 | 7,747,000 |
| Noninterest income | 732,000 | 1,877,000 | 3,010,000 | 4,069,000 |
| Noninterest expense | 2,349,000 | 4,952,000 | 7,566,000 | 10,191,000 |
| Provision for loan losses | 41,000 | 65,000 | 100,000 | 132,000 |
| Pretax income | 187,000 | 635,000 | 1,100,000 | 1,529,000 |
| Income tax | -30,000 | 21,000 | 69,000 | 76,000 |
| Net income | 217,000 | 601,000 | 1,018,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,145,000 | 33,529,000 | 33,947,000 | 34,368,000 |
| Total capital | 35,174,000 | 35,620,000 | 36,141,000 | 36,529,000 |
| Risk-weighted assets | 162,098,000 | 167,145,000 | 175,528,000 | 172,828,000 |