Call reports 2015
HOME BANK SB — 2015
What HOME BANK SB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 240,718,000 | 239,952,000 | 234,849,000 | 247,027,000 |
| Total loans | 157,349,000 | 156,886,000 | 157,630,000 | 152,995,000 |
| Allowance for loan losses | 2,421,000 | 2,443,000 | 2,296,000 | 2,284,000 |
| Securities available for sale | 56,449,000 | 53,607,000 | 52,258,000 | 53,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,144,000 | 171,042,000 | 170,294,000 | 185,170,000 |
| Interest-bearing deposits | 127,561,000 | 126,274,000 | 125,120,000 | 138,303,000 |
| Noninterest-bearing deposits | 46,583,000 | 44,768,000 | 45,174,000 | 46,867,000 |
| Equity capital | 32,099,000 | 31,994,000 | 32,482,000 | 32,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,136,000 | 6,174,000 | 8,456,000 |
| Interest expense | 288,000 | 556,000 | 801,000 | 1,044,000 |
| Net interest income | 1,756,000 | 3,580,000 | 5,373,000 | 7,412,000 |
| Noninterest income | 543,000 | 1,250,000 | 2,165,000 | 3,028,000 |
| Noninterest expense | 2,150,000 | 4,359,000 | 6,685,000 | 8,962,000 |
| Provision for loan losses | 26,000 | 52,000 | 68,000 | 74,000 |
| Pretax income | 123,000 | 419,000 | 785,000 | 1,404,000 |
| Income tax | -79,000 | -48,000 | -2,000 | 131,000 |
| Net income | 202,000 | 454,000 | 774,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,850,000 | 32,101,000 | 32,418,000 | 32,903,000 |
| Total capital | 33,746,000 | 33,902,000 | 34,348,000 | 34,807,000 |
| Risk-weighted assets | 151,202,000 | 143,468,000 | 154,013,000 | 151,985,000 |