Call reports 2014
HOME BANK SB — 2014
What HOME BANK SB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 245,499,000 | 244,130,000 | 243,325,000 | 240,646,000 |
| Total loans | 144,507,000 | 148,139,000 | 150,967,000 | 158,709,000 |
| Allowance for loan losses | 2,574,000 | 2,672,000 | 2,605,000 | 2,448,000 |
| Securities available for sale | 54,776,000 | 60,053,000 | 59,474,000 | 58,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,056,000 | 173,928,000 | 176,223,000 | 171,335,000 |
| Interest-bearing deposits | 129,168,000 | 126,883,000 | 127,581,000 | 127,760,000 |
| Noninterest-bearing deposits | 46,888,000 | 47,045,000 | 48,642,000 | 43,575,000 |
| Equity capital | 30,386,000 | 31,205,000 | 31,129,000 | 31,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,933,000 | 4,293,000 | 6,321,000 | 8,401,000 |
| Interest expense | 404,000 | 797,000 | 1,170,000 | 1,496,000 |
| Net interest income | 1,529,000 | 3,496,000 | 5,151,000 | 6,905,000 |
| Noninterest income | 387,000 | 799,000 | 1,394,000 | 2,062,000 |
| Noninterest expense | 2,004,000 | 4,101,000 | 6,513,000 | 8,528,000 |
| Provision for loan losses | 250,000 | -290,000 | -273,000 | -267,000 |
| Pretax income | -338,000 | 496,000 | 317,000 | 718,000 |
| Income tax | -174,000 | 69,000 | -54,000 | 44,000 |
| Net income | -164,000 | 414,000 | 358,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,823,000 | 31,405,000 | 31,346,000 | 31,649,000 |
| Total capital | 32,580,000 | 33,216,000 | 33,194,000 | 33,532,000 |
| Risk-weighted assets | 139,729,000 | 144,005,000 | 147,110,000 | 150,046,000 |