Call reports 2013
HOME BANK SB — 2013
What HOME BANK SB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,439,000 | 231,690,000 | 243,584,000 | 238,382,000 |
| Total loans | 148,495,000 | 145,906,000 | 147,428,000 | 146,302,000 |
| Allowance for loan losses | 2,261,000 | 2,349,000 | 2,424,000 | 2,411,000 |
| Securities available for sale | 49,675,000 | 49,308,000 | 53,410,000 | 49,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,065,000 | 157,863,000 | 170,168,000 | 168,815,000 |
| Interest-bearing deposits | 143,071,000 | 131,745,000 | 141,466,000 | 143,445,000 |
| Noninterest-bearing deposits | 25,994,000 | 26,118,000 | 28,702,000 | 25,370,000 |
| Equity capital | 30,739,000 | 30,297,000 | 30,134,000 | 30,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,930,000 | 5,871,000 | 7,830,000 |
| Interest expense | 469,000 | 925,000 | 1,365,000 | 1,804,000 |
| Net interest income | 1,500,000 | 3,005,000 | 4,506,000 | 6,026,000 |
| Noninterest income | 487,000 | 1,069,000 | 1,572,000 | 2,049,000 |
| Noninterest expense | 1,840,000 | 3,780,000 | 5,651,000 | 7,416,000 |
| Provision for loan losses | 450,000 | 570,000 | 745,000 | 770,000 |
| Pretax income | -303,000 | -276,000 | -318,000 | -104,000 |
| Income tax | -132,000 | -159,000 | -205,000 | -177,000 |
| Net income | -171,000 | -130,000 | -126,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,756,000 | 30,796,000 | 30,801,000 | 30,985,000 |
| Total capital | 32,472,000 | 32,480,000 | 32,552,000 | 32,736,000 |
| Risk-weighted assets | 136,708,000 | 134,069,000 | 139,423,000 | 139,443,000 |