Call reports 2012
HOME BANK SB — 2012
What HOME BANK SB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 232,016,000 | 223,868,000 | 223,612,000 | 223,615,000 |
| Total loans | 164,747,000 | 159,207,000 | 154,346,000 | 153,946,000 |
| Allowance for loan losses | 2,641,000 | 2,567,000 | 2,370,000 | 2,148,000 |
| Securities available for sale | 12,957,000 | 39,601,000 | 46,680,000 | 50,056,000 |
| Securities held to maturity | 24,999,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,454,000 | 158,119,000 | 159,226,000 | 153,821,000 |
| Interest-bearing deposits | 145,721,000 | 136,947,000 | 135,582,000 | 132,078,000 |
| Noninterest-bearing deposits | 23,733,000 | 21,172,000 | 23,644,000 | 21,743,000 |
| Equity capital | 30,222,000 | 30,524,000 | 30,994,000 | 30,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,670,000 | 6,834,000 | 8,831,000 |
| Interest expense | 593,000 | 1,145,000 | 1,667,000 | 2,185,000 |
| Net interest income | 1,830,000 | 3,525,000 | 5,167,000 | 6,646,000 |
| Noninterest income | 483,000 | 821,000 | 1,409,000 | 1,936,000 |
| Noninterest expense | 1,764,000 | 3,525,000 | 5,381,000 | 7,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 549,000 | 821,000 | 1,195,000 | 1,224,000 |
| Income tax | 148,000 | 206,000 | 286,000 | 263,000 |
| Net income | 401,000 | 615,000 | 909,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,383,000 | 30,582,000 | 30,874,000 | 30,927,000 |
| Total capital | 32,306,000 | 32,332,000 | 32,581,000 | 32,665,000 |
| Risk-weighted assets | 153,142,000 | 139,218,000 | 135,926,000 | 138,639,000 |