Call reports 2011
HOME BANK SB — 2011
What HOME BANK SB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Total assets | 233,999,000 | 232,977,000 |
| Total loans | 173,816,000 | 172,474,000 |
| Allowance for loan losses | 3,155,000 | 3,091,000 |
| Securities available for sale | 7,816,000 | 7,526,000 |
| Securities held to maturity | 32,081,000 | 28,869,000 |
| Trading assets | 0 | 0 |
| Total deposits | 165,273,000 | 165,644,000 |
| Interest-bearing deposits | 144,024,000 | 144,951,000 |
| Noninterest-bearing deposits | 21,249,000 | 20,693,000 |
| Equity capital | 29,513,000 | 29,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Interest income | 7,831,000 | 10,086,000 |
| Interest expense | 2,298,000 | 2,956,000 |
| Net interest income | 5,533,000 | 7,130,000 |
| Noninterest income | 1,027,000 | 1,341,000 |
| Noninterest expense | 5,090,000 | 6,530,000 |
| Provision for loan losses | 342,000 | 342,000 |
| Pretax income | 1,128,000 | 1,601,000 |
| Income tax | 299,000 | 428,000 |
| Net income | 829,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Tier 1 capital | 29,535,000 | 29,878,000 |
| Total capital | 31,377,000 | 31,793,000 |
| Risk-weighted assets | 146,026,000 | 155,838,000 |