Call reports 2006
CAMBRIDGE STATE BANK — 2006
What CAMBRIDGE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,283,000 | 87,206,000 | 85,356,000 | 92,184,000 |
| Total loans | 66,267,000 | 69,733,000 | 70,579,000 | 74,139,000 |
| Allowance for loan losses | 676,000 | 700,000 | 879,000 | 885,000 |
| Securities available for sale | 8,836,000 | 9,144,000 | 8,318,000 | 7,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,390,000 | 78,111,000 | 76,062,000 | 80,516,000 |
| Interest-bearing deposits | 63,990,000 | 69,041,000 | 67,795,000 | 70,482,000 |
| Noninterest-bearing deposits | 10,400,000 | 9,070,000 | 8,267,000 | 10,034,000 |
| Equity capital | 6,514,000 | 6,774,000 | 6,996,000 | 7,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,813,000 | 4,354,000 | 5,960,000 |
| Interest expense | 509,000 | 1,108,000 | 1,801,000 | 2,556,000 |
| Net interest income | 856,000 | 1,705,000 | 2,553,000 | 3,404,000 |
| Noninterest income | 97,000 | 197,000 | 293,000 | 399,000 |
| Noninterest expense | 468,000 | 964,000 | 1,462,000 | 2,015,000 |
| Provision for loan losses | 30,000 | 65,000 | 244,000 | 290,000 |
| Pretax income | 455,000 | 873,000 | 1,140,000 | 1,498,000 |
| Income tax | 162,000 | 312,000 | 399,000 | 539,000 |
| Net income | 293,000 | 561,000 | 741,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,551,000 | 6,819,000 | 6,999,000 | 7,218,000 |
| Total capital | 7,227,000 | 7,519,000 | 7,855,000 | 8,103,000 |
| Risk-weighted assets | 66,262,000 | 68,452,000 | 68,488,000 | 72,696,000 |
Machine access — free, no API key
Every figure shown here about CAMBRIDGE STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.