Call reports 2023
SIGNATURE BANK — 2023
What SIGNATURE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,748,608,000 | 1,697,527,000 | 1,816,139,000 | 1,794,346,000 |
| Total loans | 1,117,718,000 | 1,136,115,000 | 1,130,874,000 | 1,147,574,000 |
| Allowance for loan losses | 11,473,000 | 11,613,000 | 11,834,000 | 12,145,000 |
| Securities available for sale | 398,819,000 | 388,425,000 | 362,837,000 | 378,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,430,779,000 | 1,446,299,000 | 1,566,488,000 | 1,517,530,000 |
| Interest-bearing deposits | 827,903,000 | 820,196,000 | 938,514,000 | 872,771,000 |
| Noninterest-bearing deposits | 602,876,000 | 626,103,000 | 627,974,000 | 644,759,000 |
| Equity capital | 110,617,000 | 111,721,000 | 107,740,000 | 132,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,321,000 | 47,162,000 | 73,268,000 | 101,655,000 |
| Interest expense | 5,608,000 | 13,946,000 | 22,378,000 | 31,556,000 |
| Net interest income | 16,713,000 | 33,216,000 | 50,890,000 | 70,099,000 |
| Noninterest income | 1,973,000 | 3,926,000 | 5,886,000 | 7,737,000 |
| Noninterest expense | 7,708,000 | 15,618,000 | 23,786,000 | 32,311,000 |
| Provision for loan losses | 227,000 | 356,000 | 557,000 | 882,000 |
| Pretax income | 10,791,000 | 21,216,000 | 32,494,000 | 44,655,000 |
| Income tax | 3,030,000 | 5,957,000 | 9,134,000 | 12,575,000 |
| Net income | 7,761,000 | 15,259,000 | 23,360,000 | 32,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,830,000 | 165,393,000 | 173,590,000 | 182,406,000 |
| Total capital | 170,004,000 | 177,699,000 | 186,103,000 | 195,280,000 |
| Risk-weighted assets | 1,312,947,000 | 1,338,646,000 | 1,335,195,000 | 1,354,862,000 |