Call reports 2016
SIGNATURE BANK — 2016
What SIGNATURE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 558,679,000 | 554,107,000 | 609,238,000 | 674,180,000 |
| Total loans | 420,670,000 | 432,897,000 | 454,027,000 | 457,166,000 |
| Allowance for loan losses | 5,146,000 | 4,806,000 | 4,949,000 | 5,245,000 |
| Securities available for sale | 34,523,000 | 31,851,000 | 29,392,000 | 34,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,419,000 | 497,678,000 | 555,967,000 | 619,258,000 |
| Interest-bearing deposits | 370,355,000 | 347,883,000 | 364,269,000 | 423,019,000 |
| Noninterest-bearing deposits | 139,064,000 | 149,795,000 | 191,698,000 | 196,239,000 |
| Equity capital | 47,630,000 | 49,596,000 | 51,094,000 | 52,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,665,000 | 11,523,000 | 17,267,000 | 23,476,000 |
| Interest expense | 517,000 | 1,056,000 | 1,585,000 | 2,177,000 |
| Net interest income | 5,148,000 | 10,467,000 | 15,682,000 | 21,299,000 |
| Noninterest income | 615,000 | 1,240,000 | 1,843,000 | 2,539,000 |
| Noninterest expense | 2,645,000 | 5,633,000 | 8,720,000 | 11,971,000 |
| Provision for loan losses | 147,000 | 15,000 | 179,000 | 282,000 |
| Pretax income | 2,971,000 | 6,059,000 | 8,626,000 | 11,585,000 |
| Income tax | 1,167,000 | 2,371,000 | 3,360,000 | 4,470,000 |
| Net income | 1,804,000 | 3,688,000 | 5,266,000 | 7,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,417,000 | 49,318,000 | 50,909,000 | 52,288,000 |
| Total capital | 52,611,000 | 54,172,000 | 55,906,000 | 57,581,000 |
| Risk-weighted assets | 468,625,000 | 479,782,000 | 502,963,000 | 518,559,000 |