Call reports 2015
SIGNATURE BANK — 2015
What SIGNATURE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 528,577,000 | 580,108,000 | 524,988,000 | 585,187,000 |
| Total loans | 381,906,000 | 386,234,000 | 385,525,000 | 417,598,000 |
| Allowance for loan losses | 7,211,000 | 5,904,000 | 5,972,000 | 4,963,000 |
| Securities available for sale | 39,425,000 | 35,485,000 | 34,808,000 | 32,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,380,000 | 518,935,000 | 469,352,000 | 537,479,000 |
| Interest-bearing deposits | 352,206,000 | 376,362,000 | 328,335,000 | 392,190,000 |
| Noninterest-bearing deposits | 121,174,000 | 142,573,000 | 141,017,000 | 145,289,000 |
| Equity capital | 52,443,000 | 55,039,000 | 53,635,000 | 45,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,351,000 | 10,757,000 | 16,101,000 | 21,546,000 |
| Interest expense | 605,000 | 1,169,000 | 1,672,000 | 2,168,000 |
| Net interest income | 4,746,000 | 9,588,000 | 14,429,000 | 19,378,000 |
| Noninterest income | 601,000 | 1,229,000 | 1,807,000 | 2,831,000 |
| Noninterest expense | 2,354,000 | 5,156,000 | 7,696,000 | 10,409,000 |
| Provision for loan losses | 171,000 | -1,575,000 | -1,164,000 | -535,000 |
| Pretax income | 2,822,000 | 7,236,000 | 9,704,000 | 12,335,000 |
| Income tax | 1,077,000 | 2,803,000 | 3,778,000 | 4,832,000 |
| Net income | 1,745,000 | 4,433,000 | 5,926,000 | 7,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,281,000 | 54,990,000 | 53,501,000 | 45,596,000 |
| Total capital | 57,624,000 | 60,508,000 | 58,980,000 | 50,607,000 |
| Risk-weighted assets | 425,484,000 | 440,957,000 | 437,813,000 | 472,906,000 |