Call reports 2024
EASTERN COLORADO BANK, THE — 2024
What EASTERN COLORADO BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 652,027,000 | 653,603,000 | 666,149,000 | 673,237,000 |
| Total loans | 449,283,000 | 456,072,000 | 477,317,000 | 486,771,000 |
| Allowance for loan losses | 6,071,000 | 6,073,000 | 6,064,000 | 5,934,000 |
| Securities available for sale | 98,827,000 | 102,854,000 | 95,102,000 | 91,911,000 |
| Securities held to maturity | 11,500,000 | 11,500,000 | 12,000,000 | 12,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,655,000 | 562,836,000 | 559,789,000 | 573,519,000 |
| Interest-bearing deposits | 402,430,000 | 414,800,000 | 418,330,000 | 415,168,000 |
| Noninterest-bearing deposits | 160,225,000 | 148,036,000 | 141,459,000 | 158,351,000 |
| Equity capital | 66,742,000 | 67,442,000 | 68,926,000 | 68,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,194,000 | 16,604,000 | 25,396,000 | 34,270,000 |
| Interest expense | 3,207,000 | 6,587,000 | 10,128,000 | 13,566,000 |
| Net interest income | 4,987,000 | 10,017,000 | 15,268,000 | 20,704,000 |
| Noninterest income | 682,000 | 1,133,000 | 1,558,000 | 2,070,000 |
| Noninterest expense | 3,612,000 | 7,211,000 | 11,123,000 | 15,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 2,126,000 | 4,008,000 | 5,856,000 | 7,518,000 |
| Income tax | 0 | 8,000 | 12,000 | 16,000 |
| Net income | 2,126,000 | 4,000,000 | 5,844,000 | 7,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,778,000 | 69,459,000 | 69,809,000 | 70,202,000 |
| Total capital | 74,849,000 | 75,532,000 | 75,873,000 | 76,136,000 |
| Risk-weighted assets | 535,897,000 | 553,373,000 | 561,738,000 | 571,199,000 |