Call reports 2023
EASTERN COLORADO BANK, THE — 2023
What EASTERN COLORADO BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 607,365,000 | 615,476,000 | 624,641,000 | 643,039,000 |
| Total loans | 425,039,000 | 435,622,000 | 429,660,000 | 441,888,000 |
| Allowance for loan losses | 5,794,000 | 5,881,000 | 5,982,000 | 6,076,000 |
| Securities available for sale | 76,399,000 | 73,266,000 | 73,375,000 | 95,292,000 |
| Securities held to maturity | 11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,630,000 | 540,630,000 | 550,037,000 | 559,295,000 |
| Interest-bearing deposits | 362,197,000 | 375,829,000 | 387,648,000 | 398,130,000 |
| Noninterest-bearing deposits | 173,433,000 | 164,801,000 | 162,389,000 | 161,165,000 |
| Equity capital | 62,083,000 | 63,343,000 | 62,480,000 | 65,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,011,000 | 14,403,000 | 22,263,000 | 30,364,000 |
| Interest expense | 1,407,000 | 3,272,000 | 5,616,000 | 8,396,000 |
| Net interest income | 5,604,000 | 11,131,000 | 16,647,000 | 21,968,000 |
| Noninterest income | 569,000 | 1,039,000 | 1,556,000 | 2,072,000 |
| Noninterest expense | 3,473,000 | 6,917,000 | 10,577,000 | 14,713,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 2,636,000 | 5,083,000 | 7,103,000 | 8,731,000 |
| Income tax | 0 | 9,000 | 13,000 | 17,000 |
| Net income | 2,636,000 | 5,074,000 | 7,090,000 | 8,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,526,000 | 65,971,000 | 66,993,000 | 67,847,000 |
| Total capital | 70,320,000 | 71,852,000 | 72,975,000 | 73,922,000 |
| Risk-weighted assets | 507,757,000 | 515,745,000 | 514,479,000 | 526,753,000 |
Machine access — free, no API key
Every figure shown here about EASTERN COLORADO BANK, THE — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.