Call reports 2022
EASTERN COLORADO BANK, THE — 2022
What EASTERN COLORADO BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 584,628,000 | 590,581,000 | 584,839,000 | 591,720,000 |
| Total loans | 421,471,000 | 422,893,000 | 429,143,000 | 444,477,000 |
| Allowance for loan losses | 5,356,000 | 5,454,000 | 5,559,000 | 5,647,000 |
| Securities available for sale | 97,412,000 | 87,544,000 | 82,784,000 | 74,642,000 |
| Securities held to maturity | 11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,714,000 | 509,925,000 | 513,739,000 | 519,078,000 |
| Interest-bearing deposits | 355,442,000 | 355,566,000 | 349,280,000 | 350,852,000 |
| Noninterest-bearing deposits | 148,272,000 | 154,359,000 | 164,459,000 | 168,226,000 |
| Equity capital | 63,408,000 | 57,833,000 | 58,801,000 | 60,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,321,000 | 10,907,000 | 16,931,000 | 23,410,000 |
| Interest expense | 334,000 | 708,000 | 1,141,000 | 1,914,000 |
| Net interest income | 4,987,000 | 10,199,000 | 15,790,000 | 21,496,000 |
| Noninterest income | 400,000 | 689,000 | 1,064,000 | 1,655,000 |
| Noninterest expense | 3,214,000 | 6,255,000 | 9,913,000 | 13,470,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 2,083,000 | 4,497,000 | 6,751,000 | 9,096,000 |
| Income tax | 7,000 | 10,000 | 13,000 | 17,000 |
| Net income | 2,076,000 | 4,487,000 | 6,738,000 | 9,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,408,000 | 61,333,000 | 63,599,000 | 63,489,000 |
| Total capital | 65,764,000 | 66,787,000 | 69,158,000 | 69,136,000 |
| Risk-weighted assets | 497,485,000 | 499,814,000 | 509,626,000 | 519,695,000 |