Call reports 2019
EASTERN COLORADO BANK, THE — 2019
What EASTERN COLORADO BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 402,870,000 | 402,131,000 | 431,850,000 | 456,801,000 |
| Total loans | 276,938,000 | 289,191,000 | 306,457,000 | 321,824,000 |
| Allowance for loan losses | 3,785,000 | 3,912,000 | 3,994,000 | 3,981,000 |
| Securities available for sale | 89,794,000 | 79,839,000 | 77,339,000 | 74,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,138,000 | 333,355,000 | 360,059,000 | 386,240,000 |
| Interest-bearing deposits | 249,740,000 | 249,681,000 | 264,847,000 | 279,719,000 |
| Noninterest-bearing deposits | 87,398,000 | 83,674,000 | 95,212,000 | 106,521,000 |
| Equity capital | 46,573,000 | 49,441,000 | 51,027,000 | 52,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,600,000 | 9,528,000 | 14,619,000 | 20,078,000 |
| Interest expense | 692,000 | 1,456,000 | 2,296,000 | 3,218,000 |
| Net interest income | 3,908,000 | 8,072,000 | 12,323,000 | 16,860,000 |
| Noninterest income | 317,000 | 633,000 | 976,000 | 1,296,000 |
| Noninterest expense | 2,670,000 | 5,263,000 | 7,998,000 | 10,747,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,598,000 | 3,706,000 | 5,707,000 | 7,894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,598,000 | 3,706,000 | 5,707,000 | 7,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,198,000 | 44,380,000 | 45,454,000 | 46,868,000 |
| Total capital | 46,983,000 | 48,292,000 | 49,448,000 | 50,849,000 |
| Risk-weighted assets | 307,879,000 | 317,443,000 | 339,047,000 | 349,775,000 |