Call reports 2018
EASTERN COLORADO BANK, THE — 2018
What EASTERN COLORADO BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 386,126,000 | 390,593,000 | 400,872,000 | 400,708,000 |
| Total loans | 269,846,000 | 262,226,000 | 266,254,000 | 272,194,000 |
| Allowance for loan losses | 4,484,000 | 4,414,000 | 3,735,000 | 3,703,000 |
| Securities available for sale | 80,294,000 | 84,291,000 | 86,817,000 | 89,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,966,000 | 329,650,000 | 339,404,000 | 340,246,000 |
| Interest-bearing deposits | 244,961,000 | 249,629,000 | 254,396,000 | 248,358,000 |
| Noninterest-bearing deposits | 81,005,000 | 80,021,000 | 85,008,000 | 91,888,000 |
| Equity capital | 41,448,000 | 42,019,000 | 42,242,000 | 44,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,284,000 | 8,707,000 | 13,078,000 | 17,622,000 |
| Interest expense | 432,000 | 965,000 | 1,577,000 | 2,210,000 |
| Net interest income | 3,852,000 | 7,742,000 | 11,501,000 | 15,412,000 |
| Noninterest income | 301,000 | 603,000 | 930,000 | 1,242,000 |
| Noninterest expense | 2,454,000 | 5,112,000 | 7,814,000 | 10,285,000 |
| Provision for loan losses | 0 | 200,000 | 600,000 | 600,000 |
| Pretax income | 1,699,000 | 3,033,000 | 4,017,000 | 5,757,000 |
| Income tax | 2,000 | 8,000 | 11,000 | 15,000 |
| Net income | 1,697,000 | 3,025,000 | 4,006,000 | 5,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,715,000 | 40,120,000 | 41,127,000 | 42,528,000 |
| Total capital | 43,402,000 | 43,776,000 | 44,862,000 | 46,231,000 |
| Risk-weighted assets | 294,171,000 | 291,795,000 | 300,020,000 | 304,089,000 |