Call reports 2017
EASTERN COLORADO BANK, THE — 2017
What EASTERN COLORADO BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 374,080,000 | 372,482,000 | 384,154,000 | 385,392,000 |
| Total loans | 271,193,000 | 266,909,000 | 277,474,000 | 275,308,000 |
| Allowance for loan losses | 3,646,000 | 3,789,000 | 3,877,000 | 4,357,000 |
| Securities available for sale | 76,764,000 | 79,842,000 | 80,987,000 | 78,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,487,000 | 313,726,000 | 318,813,000 | 323,771,000 |
| Interest-bearing deposits | 233,622,000 | 239,012,000 | 243,436,000 | 242,854,000 |
| Noninterest-bearing deposits | 73,865,000 | 74,714,000 | 75,377,000 | 80,917,000 |
| Equity capital | 38,964,000 | 41,471,000 | 42,315,000 | 42,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,149,000 | 12,402,000 | 16,831,000 |
| Interest expense | 319,000 | 653,000 | 1,029,000 | 1,421,000 |
| Net interest income | 3,665,000 | 7,496,000 | 11,373,000 | 15,410,000 |
| Noninterest income | 250,000 | 544,000 | 896,000 | 1,173,000 |
| Noninterest expense | 2,248,000 | 4,586,000 | 6,799,000 | 9,621,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 360,000 |
| Pretax income | 1,551,000 | 3,247,000 | 5,174,000 | 6,672,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 11,000 |
| Net income | 1,549,000 | 3,241,000 | 5,165,000 | 6,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,883,000 | 37,649,000 | 38,649,000 | 39,037,000 |
| Total capital | 40,525,000 | 41,288,000 | 42,351,000 | 42,731,000 |
| Risk-weighted assets | 291,394,000 | 291,031,000 | 296,032,000 | 294,861,000 |