Call reports 2024
SIBLEY STATE BANK — 2024
What SIBLEY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,754,000 | 103,397,000 | 106,829,000 | 103,125,000 |
| Total loans | 67,979,000 | 64,801,000 | 68,953,000 | 67,499,000 |
| Allowance for loan losses | 746,000 | 765,000 | 778,000 | 792,000 |
| Securities available for sale | 25,634,000 | 24,968,000 | 25,270,000 | 24,144,000 |
| Securities held to maturity | 603,000 | 422,000 | 421,000 | 421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,688,000 | 91,544,000 | 93,033,000 | 88,826,000 |
| Interest-bearing deposits | 77,401,000 | 74,717,000 | 75,709,000 | 72,688,000 |
| Noninterest-bearing deposits | 15,287,000 | 16,827,000 | 17,324,000 | 16,138,000 |
| Equity capital | 9,109,000 | 8,824,000 | 9,590,000 | 9,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,290,000 | 3,510,000 | 4,717,000 |
| Interest expense | 350,000 | 726,000 | 1,125,000 | 1,515,000 |
| Net interest income | 776,000 | 1,564,000 | 2,385,000 | 3,202,000 |
| Noninterest income | 87,000 | 175,000 | 274,000 | 368,000 |
| Noninterest expense | 516,000 | 1,078,000 | 1,606,000 | 2,224,000 |
| Provision for loan losses | 5,000 | 18,000 | 32,000 | 45,000 |
| Pretax income | 344,000 | 636,000 | 1,018,000 | 1,302,000 |
| Income tax | 78,000 | 143,000 | 230,000 | 293,000 |
| Net income | 266,000 | 493,000 | 788,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,018,000 | 10,796,000 | 10,940,000 | 11,161,000 |
| Total capital | 11,764,000 | 11,561,000 | 11,718,000 | 11,953,000 |
| Risk-weighted assets | 77,520,000 | 75,167,000 | 78,595,000 | 76,875,000 |