Call reports 2023
SIBLEY STATE BANK — 2023
What SIBLEY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 103,977,000 | 100,252,000 | 100,877,000 | 101,010,000 |
| Total loans | 62,622,000 | 62,025,000 | 64,976,000 | 66,704,000 |
| Allowance for loan losses | 746,000 | 744,000 | 744,000 | 744,000 |
| Securities available for sale | 25,010,000 | 24,136,000 | 23,297,000 | 23,173,000 |
| Securities held to maturity | 892,000 | 606,000 | 605,000 | 604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,760,000 | 89,505,000 | 91,031,000 | 89,690,000 |
| Interest-bearing deposits | 76,668,000 | 74,921,000 | 77,747,000 | 74,805,000 |
| Noninterest-bearing deposits | 16,092,000 | 14,584,000 | 13,284,000 | 14,885,000 |
| Equity capital | 9,151,000 | 9,189,000 | 8,175,000 | 8,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,931,000 | 2,982,000 | 4,055,000 |
| Interest expense | 121,000 | 316,000 | 567,000 | 877,000 |
| Net interest income | 812,000 | 1,615,000 | 2,415,000 | 3,178,000 |
| Noninterest income | 94,000 | 192,000 | 288,000 | 379,000 |
| Noninterest expense | 443,000 | 882,000 | 1,327,000 | 1,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 470,000 | 936,000 | 1,392,000 | 1,767,000 |
| Income tax | 110,000 | 219,000 | 326,000 | 412,000 |
| Net income | 360,000 | 717,000 | 1,066,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,108,000 | 11,465,000 | 10,714,000 | 10,752,000 |
| Total capital | 11,854,000 | 12,209,000 | 11,458,000 | 11,496,000 |
| Risk-weighted assets | 72,087,000 | 71,197,000 | 74,356,000 | 75,843,000 |