Call reports 2022
SIBLEY STATE BANK — 2022
What SIBLEY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 102,655,000 | 102,186,000 | 98,863,000 | 99,848,000 |
| Total loans | 61,378,000 | 56,941,000 | 59,686,000 | 60,234,000 |
| Allowance for loan losses | 773,000 | 748,000 | 747,000 | 747,000 |
| Securities available for sale | 22,674,000 | 23,132,000 | 25,561,000 | 22,503,000 |
| Securities held to maturity | 1,175,000 | 897,000 | 896,000 | 894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,334,000 | 89,023,000 | 87,773,000 | 89,603,000 |
| Interest-bearing deposits | 76,530,000 | 75,676,000 | 73,644,000 | 72,643,000 |
| Noninterest-bearing deposits | 12,804,000 | 13,347,000 | 14,129,000 | 16,960,000 |
| Equity capital | 10,039,000 | 9,772,000 | 8,812,000 | 8,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,241,000 | 1,977,000 | 2,797,000 |
| Interest expense | 49,000 | 95,000 | 151,000 | 233,000 |
| Net interest income | 550,000 | 1,146,000 | 1,826,000 | 2,564,000 |
| Noninterest income | 88,000 | 178,000 | 277,000 | 370,000 |
| Noninterest expense | 386,000 | 764,000 | 1,185,000 | 1,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 550,000 | 908,000 | 1,281,000 |
| Income tax | 60,000 | 132,000 | 216,000 | 306,000 |
| Net income | 188,000 | 418,000 | 692,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,961,000 | 11,191,000 | 10,814,000 | 10,748,000 |
| Total capital | 11,734,000 | 11,939,000 | 11,561,000 | 11,495,000 |
| Risk-weighted assets | 68,221,000 | 64,733,000 | 68,446,000 | 69,153,000 |