Call reports 2021
SIBLEY STATE BANK — 2021
What SIBLEY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 98,348,000 | 99,702,000 | 99,856,000 | 99,730,000 |
| Total loans | 58,262,000 | 56,487,000 | 58,679,000 | 61,406,000 |
| Allowance for loan losses | 728,000 | 728,000 | 727,000 | 774,000 |
| Securities available for sale | 13,873,000 | 15,936,000 | 18,413,000 | 18,873,000 |
| Securities held to maturity | 1,290,000 | 1,182,000 | 1,180,000 | 1,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,683,000 | 86,716,000 | 87,004,000 | 87,827,000 |
| Interest-bearing deposits | 73,963,000 | 73,837,000 | 75,182,000 | 73,683,000 |
| Noninterest-bearing deposits | 11,720,000 | 12,879,000 | 11,822,000 | 14,144,000 |
| Equity capital | 10,624,000 | 10,974,000 | 11,197,000 | 10,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,524,000 | 2,459,000 | 3,063,000 |
| Interest expense | 92,000 | 172,000 | 246,000 | 303,000 |
| Net interest income | 518,000 | 1,352,000 | 2,213,000 | 2,760,000 |
| Noninterest income | 431,000 | 507,000 | 597,000 | 991,000 |
| Noninterest expense | 438,000 | 843,000 | 1,266,000 | 1,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 521,000 | 1,028,000 | 1,557,000 | 1,940,000 |
| Income tax | 129,000 | 254,000 | 385,000 | 480,000 |
| Net income | 392,000 | 774,000 | 1,172,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,606,000 | 10,988,000 | 11,236,000 | 10,773,000 |
| Total capital | 11,334,000 | 11,716,000 | 11,963,000 | 11,547,000 |
| Risk-weighted assets | 64,267,000 | 62,812,000 | 68,593,000 | 68,313,000 |